XRP Price Prediction 2025-2040: Technical and Fundamental Analysis

#XRP

• Current technical analysis shows XRP trading below key moving averages but with bullish MACD momentum indicating potential near-term recovery
• Fundamental developments including Ripple's $1B treasury acquisition and enhanced security measures provide strong long-term growth catalysts
• Security concerns from sophisticated hacking threats present near-term challenges but are being addressed through proactive measures

XRP Price Prediction

XRP Technical Analysis Shows Mixed Signals Amid Current Market Conditions

According to BTCC financial analyst Mia, XRP currently trades at $2.3642, below its 20-day moving average of $2.7000, indicating potential short-term resistance. The MACD reading of 0.2695 versus 0.1526 shows bullish momentum, though the price sits NEAR the lower Bollinger Band at $2.1658, suggesting possible support testing. Mia notes that while technical indicators present conflicting signals, the positioning relative to key levels will be crucial for determining near-term direction.

XRP Faces Security Concerns But Maintains Strategic Growth Trajectory

BTCC financial analyst Mia highlights that recent North Korean hacking threats targeting XRP create near-term headwinds, but Ripple's strategic initiatives provide counterbalancing positive catalysts. The company's $1 billion treasury acquisition and XRP treasury development signal long-term commitment, while the $200K bug bounty program demonstrates enhanced security focus. Mia suggests these fundamental developments could support price appreciation despite current security concerns, aligning with technical analysis that shows underlying strength.

Factors Influencing XRP's Price

North Korean Hackers Target XRP and Other Cryptocurrencies in Novel EtherHiding Attack

North Korean threat actors have deployed a blockchain-based attack method called EtherHiding to steal cryptocurrencies, including XRP. The technique embeds malicious JavaScript payloads within smart contracts, creating resilient command-and-control servers that evade traditional takedowns.

Google's Threat Intelligence Group reports this marks the first observed use of EtherHiding by a nation-state actor. The campaign, tracked as 'Contagious Interview,' targets developers through social engineering tactics, with fake recruiters delivering malware during job interviews.

Blockchain's decentralized nature makes the attack infrastructure particularly persistent. While security researchers can flag malicious contracts on blockchain scanners, the attacks continue unabated, putting XRP holders and other cryptocurrency users at risk.

XRP Price Prediction: $3.10 Target by November 2025 Despite Bearish Signals

Ripple's XRP defies bearish momentum with a 3.82% daily gain, trading at $2.36 as technical analysis hints at potential upside. Key resistance levels at $2.50-$2.60 could pave the way for a 31% surge to $3.10 by late 2025, contingent on holding critical support at $2.17.

Market analysts note a conspicuous absence of recent predictions, suggesting a consolidation phase that often precedes significant price movements. The Bollinger Band lower support at $2.17 and SMA 20 resistance at $2.70 create a technical battleground where breakout potential accumulates silently.

Ripple is Building the Future of Finance with XRP Treasury, Says John Deaton

Ripple CEO Brad Garlinghouse announced the company's $1.25 billion acquisition of GTreasury, a global corporate treasury management firm, on October 16. The deal aims to merge Ripple's blockchain-powered payment technology with GTreasury's cash management systems, enabling CFOs to handle stablecoins, tokenized deposits, and idle capital more efficiently.

Crypto lawyer John Deaton highlighted Ripple's strategic vision, noting this as its seventh major acquisition. The move underscores Ripple's push to bridge traditional finance with decentralized solutions, building an end-to-end financial infrastructure.

Recent acquisitions include Hidden Road ($1.25B) for prime brokerage, Rail ($200M) for stablecoin infrastructure, and Metaco ($250M) for institutional custody. These steps position Ripple as a key player in the convergence of blockchain and mainstream finance.

Ripple's $1B GTreasury Acquisition and XRP Treasury Plan Signal Strategic Expansion

Ripple's $1 billion acquisition of GTreasury positions the firm to leverage global treasury management infrastructure for payments and stablecoin growth. The deal grants access to 1,000+ institutional clients across 160 countries, including Fortune 500 companies—a ready-made distribution channel for Ripple's financial solutions.

CEO Brad Garlinghouse emphasized the synergy's potential to unlock trapped capital in legacy systems. This marks Ripple's third major purchase in 2024 after its $1.25 billion Hidden Road acquisition, forming a corporate liquidity engine capable of automating short-term asset yields through repo markets.

Concurrently, plans for a $1 billion XRP treasury demonstrate institutional conviction in the token's long-term utility. Early-stage investors are diversifying into presale projects like $SNORT, $SUBBD, and $RTX, betting on the next wave of crypto adoption.

Ripple and Immunefi Launch $200K Bug Bounty for XRPL Lending Protocol

Ripple has partnered with blockchain security firm Immunefi to host a global "Attackathon" with $200,000 in rewards for ethical hackers. The event, running from October 27 to November 29, 2025, aims to identify vulnerabilities in the XRPL Lending Protocol before its real-world deployment. This initiative highlights Ripple's commitment to security as it expands into institutional finance.

The XRPL Lending Protocol, developed under XLS-66, diverges from traditional DeFi models by incorporating off-chain creditworthiness assessments. Institutions can apply their own risk models while maintaining transparent loan records on the XRP Ledger. This hybrid approach bridges blockchain efficiency with traditional finance compliance.

XRP Price Predictions: 2025, 2030, 2035, 2040 Forecasts

Based on current technical indicators and fundamental developments analyzed by BTCC financial analyst Mia, XRP presents a complex but potentially rewarding investment case. The immediate technical picture shows the cryptocurrency trading below key moving averages but with bullish MACD momentum, suggesting potential for near-term recovery toward the $3.10 target mentioned in recent predictions.

Mia emphasizes that these projections incorporate both current technical positioning and Ripple's expanding ecosystem development, including treasury management and security enhancements. However, investors should remain aware of ongoing security threats and regulatory developments that could impact these trajectories.